A solid credit card contributes to a trouble-free holiday. But you must also use the card smartly.
With these seven tips you can use this worldwide welcome payment method even better.
This way you simply increase the spending limit of the card
Deposit extra money before you leave. This way you simply increase the spending limit of the card. Transferring costs nothing with normal credit cards.
If you go by car, check in advance at which toll booths you can pay with the credit card. You don’t have to stand in line for that long.
Make sure outside the euro countries that the amount you have to pay is not stated in euros. That seems friendly, but it will ultimately cost you more.
Cash withdrawing cash is expensive wherever you are
Only withdraw cash with the credit card in an emergency. Cash withdrawing cash is expensive wherever you are.
However, if you have an ICS card with a positive balance, the withdrawal costs are considerably lower. This is also a reason to transfer money to the credit card in advance.
Also buy your souvenirs with the credit card. If your suitcase is stolen and that expensive statue is in it, it will be reimbursed. Provided you have a credit card with purchase insurance and you report the theft.
This way you always have a good view of your limit
If you travel far, take an extra credit card from another payment brand. If you cannot pay anywhere with Mastercard or American Express, it might be possible with Visa.
Track your expenses while traveling with the credit card app. This way you always have a good view of your limit. And you also know what your holiday costs!
Finally, take into account a delivery time of more than 2 weeks when you apply for a new credit card.