Cancel credit card 2019 »Use the template in the guide!

Credit card choice

Credit card choice

It may well be that the choice of credit card turns out to be unfavorable and another model better fits the consumer’s ideas. Switching providers often allows you to reduce the cost of using the credit card. But before the change, it is imperative that consumers cancel their old credit card.

With such a notice, however, different formal aspects are to be considered. For this reason, the use of a template for the credit card termination is recommended. Thus, no important points are overlooked and the dissolution of the contract is nothing in the way.

The annual fee

The annual fee

Free card models, the payment of an annual fee is considered by many consumers to be superfluous. In order for the termination to become final, the information should in any case be complete and correct. Otherwise, it unnecessarily lengthens the process. Particularly important is the revocation of the direct debit. The customer must explicitly point out that the outstanding amounts should no longer be deducted from his account.

Until the rightful termination but still outstanding balances can be calculated. This should be included in your budget planning. Likewise, a reference to the confirmation of termination by the provider is necessary so that you are protected, similar to sending the document by registered mail. In addition, do not forget to sign the notice by hand. This is often overlooked in the end, but is an extremely important point, as with all contracts too.

The content itself does not have to be long formulated. It’s just a business thing. An informal writing with the above points in a continuous text is completely sufficient. Another tip: put a copy of the notice to your documents, in case of queries, you can then read again the information. Your personal reasons for ending the contract need not be mentioned in the letter, that’s your business.

 

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